Your trusted and transparent digital lending partner.
Credofina follows strict KYC standards as mandated by RBI. We collect your basic details such as name, address, mobile number, PAN and Aadhaar verification to ensure a secure, fraud-free onboarding process.
To provide the best loan experience, we analyze financial SMS patterns, spending behavior, and credit bureau records (CIBIL, Equifax, Experian). This helps us determine the right loan amount and offer faster approvals.
Your security is our top priority. Device information such as model, unique ID, and SIM details help prevent duplicate or fraudulent applications. Customer care calls may be monitored for training and security.
Credofina adheres to all RBI regulations as part of being associated with NBFC partners. We are legally required to report repayment history to bureaus and maintain KYC records even after account deletion, ensuring responsible lending.
We use real-time location, analytics and AI to customize loan offers, improve app performance, reduce approval time and enhance your overall borrowing experience.